{"id":2266,"date":"2023-10-27T22:12:41","date_gmt":"2023-10-27T20:12:41","guid":{"rendered":"https:\/\/dev.handelschweiz.bertastrasse1.ch\/loesung\/ktg-uvg\/"},"modified":"2025-04-16T13:37:01","modified_gmt":"2025-04-16T11:37:01","slug":"assurance-indemnites-journalieres-en-cas-de-maladie-et-assurance-accidents","status":"publish","type":"losung","link":"https:\/\/handel-schweiz.com\/fr\/loesung\/assurance-indemnites-journalieres-en-cas-de-maladie-et-assurance-accidents\/","title":{"rendered":"Assurance indemnit\u00e9s journali\u00e8res en cas de maladie et assurance-accidents"},"content":{"rendered":"\n    <section class=\"intro-text-block   intro-text-block-69d801ef74b96\">\n        <div class=\"block-bg-color bg-white\"><\/div>\n\n        <div class=\"intro-text-block-content scrollMagic-block\" data-uid=\"69d801ef74b961\">\n            <div class=\"title-block\">\n                                                            <h1 class=\"big\"><p><b>Assurance indemnit\u00e9s journali\u00e8res en cas de maladie<\/b> et assurance-accidents<\/p>\n<\/h1>\n                                                <\/div>\n\n            <div class=\"intro-text-columns-block \">\n                <div class=\"intro-text-left-block scrollMagic-block delay-animation-1\" data-uid=\"69d801ef74b962\">\n                                            <p class=\"leadtext\">Le choix d&rsquo;un partenaire solide<\/p>\n                    \n                    <div class=\"intro-text-left-block-texteditor\">\n                        <p>Commerce Suisse soutient ses membres et le personnel de ses entreprises membres dans le domaine de l&rsquo;assurance par un contrat collectif attractif conclu avec une grande compagnie d&rsquo;assurances suisse. Notre institution partenaire est \u00e0 votre disposition pour tout renseignement sur nos contrats collectifs d&rsquo;assurances-cr\u00e9dits, d&rsquo;indemnit\u00e9 journali\u00e8re de maladie et accidents ainsi que sur les assurances de soins.<\/p>\n<p><strong>Situation juridique<\/strong><br \/>L\u2019assurance indemnit\u00e9s journali\u00e8res en cas de maladie n\u2019est pas obligatoire pour les entreprises. Les co\u00fbts d\u00e9pendent de l\u2019\u00e9tendue de la couverture (maladie, maternit\u00e9, accident) et les primes peuvent \u00eatre r\u00e9parties \u00e0 parts \u00e9gales entre employeur et employ\u00e9. Si l\u2019employeur renonce \u00e0 conclure une assurance collective pour ses employ\u00e9s, il doit verser \u00e0 l\u2019employ\u00e9 le plein salaire pendant une certaine p\u00e9riode (en fonction des ann\u00e9es de service) en cas d\u2019incapacit\u00e9 de travail ind\u00e9pendante de sa volont\u00e9. C\u2019est la raison pour laquelle, dans la pratique, de nombreux employeurs concluent pour leurs employ\u00e9s une assurance indemnit\u00e9s journali\u00e8res en cas de maladie. Les cas de maternit\u00e9 et de maladie\/accident r\u00e9pondent aux m\u00eames conditions en ce qui concerne la poursuite du paiement du salaire. Si une employ\u00e9e enceinte ne peut pas venir travailler pour raisons de sant\u00e9, elle a droit au versement de son salaire pendant un certaine p\u00e9riode.<\/p>\n<p>Commerce Suisse a conclu un contrat collectif avec une grande compagnie d\u2019assurances pour l\u2019assurance indemnit\u00e9s journali\u00e8res et l\u2019assurance-accidents.<\/p>\n<p>La sant\u00e9 des collaborateurs est au c\u0153ur de l&rsquo;\u00e9ventail des prestations. Ce sont eux qui contribuent au succ\u00e8s des entreprises. Gr\u00e2ce au contrat-cadre, ils b\u00e9n\u00e9ficient d&rsquo;une solution d&rsquo;assurance avantageuse qui contribue de mani\u00e8re d\u00e9cisive \u00e0 ce que ni les maladies ni les accidents n&rsquo;aient d&rsquo;influence notable sur la marche des affaires et \u00e0 ce que les collaborateurs soient aid\u00e9s efficacement en cas de besoin.<\/p>\n\n                                                                                                                                                                                                        <pre><a href=\"https:\/\/www.swica.ch\/fr\/partner\/privatkunden\/handel\/swica-vorteile\" class=\"main-btn\" target=\"_blank\">EN SAVOIR PLUS<span><i class=\"far fa-external-link\"><\/i><\/span><\/a><\/pre>\n                                                                                                                                                                                        <pre><a href=\"https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/10\/HandelSchweiz_DiensteleistungsflyerSWICA_Unternehmen_F.pdf\" class=\"main-btn\" download target=\"_blank\">D\u00e9pliant des services SWICA<\/a><\/pre>\n                                                                                                \n                            <div class=\"texteditor-after-btns\">\n                                <p><br data-mce-bogus=\"1\"><\/p>\n                            <\/div>\n                                            <\/div>\n                <\/div>\n\n                <div class=\"intro-text-right-block scrollMagic-block delay-animation-3\" data-uid=\"69d801ef74b963\">\n                    <h3>Vos avantages<\/h3>\n<ul>\n<li>Solutions sur mesure, quels que soient le secteur et la taille de l\u2019entreprise<\/li>\n<li>Prestations compl\u00e9mentaires globales, permettant d\u2019\u00e9conomiser du temps et de l\u2019argent<\/li>\n<li>Gestion au cas par cas, moyen le plus efficace pour ma\u00eetriser les co\u00fbts des prestations<\/li>\n<li>Gestion active et efficace des dommages<\/li>\n<li>D\u00e9roulement rapide et professionnel des prestations<\/li>\n<\/ul>\n<h3><\/h3>\n<h3>Contact<\/h3>\n<p>Vous pouvez contacter le service client\u00e8le t\u00e9l\u00e9phonique \u00e0 tout moment, m\u00eame apr\u00e8s les heures de bureau officielles et pendant le week-end. Num\u00e9ro gratuit 7&#215;24:\u00a0 <a href=\"tel:0588009933\">058 800 99 33<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/handel-schweiz.com\/wp-content\/uploads\/2025\/04\/SWICA_Logo_Label_RGB_Gruen.png\" width=\"120\" height=\"42\" \/><\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n\n\n\n\n    \n                    <style>\n                .testimonials-with-bg .testimonials-with-bg-content .testimonial-wrapper .testimonials-with-bg-right-block .testimonial-person-photo.testimonial-person-photo-0{\n                    background-image: url(https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/06\/Thomas-Freuler-kl-547x600.jpg);\n                }\n\n                                    @media only screen and (max-width: 1400px) {\n                        .testimonials-with-bg .testimonials-with-bg-content .testimonial-wrapper .testimonials-with-bg-right-block 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url(https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/11\/Foto-Testimonial-Ben-Staeheli-450x600.jpg);\n                        }\n                    }\n                            <\/style>\n                    <style>\n                .testimonials-with-bg .testimonials-with-bg-content .testimonial-wrapper .testimonials-with-bg-right-block .testimonial-person-photo.testimonial-person-photo-2{\n                    background-image: url(https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/11\/Karin-Streit-heizmann-scaled-e1774537455703.jpg);\n                }\n\n                                    @media only screen and (max-width: 1400px) {\n                        .testimonials-with-bg .testimonials-with-bg-content .testimonial-wrapper .testimonials-with-bg-right-block .testimonial-person-photo.testimonial-person-photo-2 {\n                            background-image: url(https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/11\/Karin-Streit-heizmann-scaled-e1774537455703.jpg);\n                        }\n                    }\n                            <\/style>\n                    <style>\n                .testimonials-with-bg .testimonials-with-bg-content .testimonial-wrapper .testimonials-with-bg-right-block .testimonial-person-photo.testimonial-person-photo-3{\n                    background-image: url(https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/12\/hans_christian_vondercrone_21-09-13_09-31-38-e1701683040971-541x600.jpg);\n                }\n\n                                    @media only screen and (max-width: 1400px) {\n                        .testimonials-with-bg .testimonials-with-bg-content .testimonial-wrapper .testimonials-with-bg-right-block .testimonial-person-photo.testimonial-person-photo-3 {\n                            background-image: url(https:\/\/handel-schweiz.com\/wp-content\/uploads\/2023\/12\/hans_christian_vondercrone_21-09-13_09-31-38-e1701683040971-541x600.jpg);\n                        }\n                    }\n                            <\/style>\n        \n        <section class=\"testimonials-with-bg testimonials-with-bg-69d801ef766f6\">\n            <div>\n                <div class=\"testimonial-bg-color\"><\/div>\n\n                <div class=\"testimonials-with-bg-content scrollMagic-block\" data-uid=\"69d801ef766f6\">\n                    <div class=\"testimonials-with-bg-slider\">\n                                                    <div class=\"testimonial-wrapper\">\n                                <div class=\"testimonials-with-bg-left-block equal-h\">\n                                    <div class=\"testimonial\">\n                                        <div>\n                                            <div class=\"testimonial-title-block\">\n                                                <h2 class=\"testimonial-title text-light mb_0 text-not-uppercase text-white\">Ce que disent nos membres<\/h2>\n                                            <\/div>\n\n                                            <div class=\"testimonial-text-block\">\n                                                <p class=\"big\">\u00abWeltwirtschaftliche Krisen geben sich die Hand. Die Herausforderungen des Handels werden komplexer. Ein starker Verband mit klarer Strategie und Konsequenz gibt Orientierung und unterst\u00fctzt bei anstehenden Aufgaben.\u00bb<\/p>\n                                            <\/div>\n\n                                            <div class=\"testimonial-person-meta-block\">\n                                                <p class=\"mb_0\">Thomas Freuler<\/p>\n                                                <div class=\"person-meta\"><p>Pr\u00e4sident Schweizer Stahl- und Haustechnikverband \/ Spaeter AG<br \/>\nVorstand Handel Schweiz<\/p>\n<\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n                                <div class=\"testimonials-with-bg-right-block equal-h\">\n                                    <div class=\"testimonial-person-photo testimonial-person-photo-0\"><\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"testimonial-wrapper\">\n                                <div class=\"testimonials-with-bg-left-block equal-h\">\n                                    <div class=\"testimonial\">\n                                        <div>\n                                            <div class=\"testimonial-title-block\">\n                                                <h2 class=\"testimonial-title text-light mb_0 text-not-uppercase text-white\">Ce que disent nos membres<\/h2>\n                                            <\/div>\n\n                                            <div class=\"testimonial-text-block\">\n                                                <p class=\"big\">\u00ab\u00a0Handel-Schweiz ist aktiv und engagiert sich f\u00fcr den Erhalt und die Entwicklung von handelsfreundlichen Rahmenbedingungen. Denn nur ein freier Handel garantiert die Versorgungssicherheit der Schweiz und f\u00fchrt zu wirtschaftlichem Erfolg.\u00a0\u00bb<\/p>\n                                            <\/div>\n\n                                            <div class=\"testimonial-person-meta-block\">\n                                                <p class=\"mb_0\">Benjamin St\u00e4helin<\/p>\n                                                <div class=\"person-meta\"><p>Gesch\u00e4ftsf\u00fchrer Tioman Trading SA<\/p>\n<\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n                                <div class=\"testimonials-with-bg-right-block equal-h\">\n                                    <div class=\"testimonial-person-photo testimonial-person-photo-1\"><\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"testimonial-wrapper\">\n                                <div class=\"testimonials-with-bg-left-block equal-h\">\n                                    <div class=\"testimonial\">\n                                        <div>\n                                            <div class=\"testimonial-title-block\">\n                                                <h2 class=\"testimonial-title text-light mb_0 text-not-uppercase text-white\">Ce que disent nos membres<\/h2>\n                                            <\/div>\n\n                                            <div class=\"testimonial-text-block\">\n                                                <p class=\"big\">\u00ab\u00a0Handel Schweiz engagiert sich f\u00fcr praxisnahe Ausbildungen, um in der Berufsausbildung am Puls zu sein. Unsere Lernenden profitieren, dank einer soliden Grundlage, von tollen Karrierechancen f\u00fcr eine erfolgreiche berufliche Zukunft im Handelssektor.\u00a0\u00bb\r\n \r\n<\/p>\n                                            <\/div>\n\n                                            <div class=\"testimonial-person-meta-block\">\n                                                <p class=\"mb_0\">Karin Streit-Heizmann<\/p>\n                                                <div class=\"person-meta\"><p>Gesch\u00e4ftsf\u00fchrerin Heizmann AG<\/p>\n<\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n                                <div class=\"testimonials-with-bg-right-block equal-h\">\n                                    <div class=\"testimonial-person-photo testimonial-person-photo-2\"><\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"testimonial-wrapper\">\n                                <div class=\"testimonials-with-bg-left-block equal-h\">\n                                    <div class=\"testimonial\">\n                                        <div>\n                                            <div class=\"testimonial-title-block\">\n                                                <h2 class=\"testimonial-title text-light mb_0 text-not-uppercase text-white\">Ce que disent nos membres<\/h2>\n                                            <\/div>\n\n                                            <div class=\"testimonial-text-block\">\n                                                <p class=\"big\">\u00ab\u00a0Gemeinsam mit andern f\u00fcr den Handel das Beste tun.\u00a0\u00bb<\/p>\n                                            <\/div>\n\n                                            <div class=\"testimonial-person-meta-block\">\n                                                <p class=\"mb_0\">Hans Christian von der Crone<\/p>\n                                                <div class=\"person-meta\"><p>Gesch\u00e4ftsf\u00fchrer Nimex AG \/ Vorstand Handel Schweiz<\/p>\n<\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n                                <div class=\"testimonials-with-bg-right-block equal-h\">\n                                    <div class=\"testimonial-person-photo testimonial-person-photo-3\"><\/div>\n                                <\/div>\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n    \n\n\n\n\n\n\n","protected":false},"featured_media":1401,"template":"","losung_category":[89],"losung_tag":[90],"thema":[91],"class_list":["post-2266","losung","type-losung","status-publish","has-post-thumbnail","hentry","losung_category-assurances","losung_tag-assurance-indemnites-journalieres-assurance-accidents","thema-assurances-generales"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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